最新的ACAMS CKYCA免費考試真題

問題1

As part of the source of wealth investigation of a high-net-worth individual, the compliance department at a private bank is tasked with obtaining documentary evidence pertaining to a family trust, through which the client's assets are controlled. KYC identification efforts should primarily include the:

A. details of nominees (if any) and trust intermediaries.

B. bank statements for investigation of transaction patterns.

C. trust deed including trustees, settlors, and beneficiaries.

D. client asset declaration, open source, and public databases.

正確答案: C

說明：（僅 Fast2test 成員可見）

問題2

A KYC analyst is onboarding a client based in a known offshore jurisdiction. Based on the client's incorporation documentation and statement, the purpose of the company is to hold the shares of its subsidiary. Public records and registers indicate that the registered address is also used by multiple other legal entities. Which CDD step should the KYC analyst take?

A. Follow the regular KYC requirements as per legal form of the client

B. Ask for the client's utility bill confirming the registered address.

C. Perform EDD, as the client might be a shell company.

D. Follow the KYC requirements for the holding companies

正確答案: C

說明：（僅 Fast2test 成員可見）

問題3

Who is your customer?

A. individuals, listed companies, private companies, others.

B. only individuals, listed companies, some private companies

C. individuals, listed companies, some private companies, others.

D. individuals, private companies, dodgy companies, others.

正確答案: A

問題4

What risks are you looking for when a client has requires Enhanced Due Diligence (EDD) (Select 3)

A. Litigation Risks.

B. Transaction Risks.

C. Political Risks.

D. Integrity.

E. Bank Risks.

正確答案: A,C,D

問題5

What is the First Line of Defense? (FLOD)

A. The _______ line of defense is also known as the front line, these customer-facing employees are best-equipped to get the information you need for your customer due diligence. Can include Operations, risk, and control teams.

B. The ________ line of defense is internal audit. They perform an independent review of the controls applied by the lines of defense.

C. The _______ line of defense is the compliance and internal control functions. That includes the chief money laundering reporting officer, or MLRO, in charge of managing and monitoring AML and CFT activities.

正確答案: A

問題6

A KYC analyst is performing EDD on a customer because of a deviation in expected transaction activity. Which factor should the analyst keep in mind if contacting the customer as part of this due diligence?

A. Communication with the customer should only be performed by the AML officer.

B. Communication with the customer should be performed on a secure phone line.

C. Discussions with the customer should refrain from tipping off the customer.

D. Discussions with the customer should focus on the nature of the due diligence request.

正確答案: C

說明：（僅 Fast2test 成員可見）

問題7

During adverse media screening, a KYC analyst discovers a customer's beneficial owner is implicated in an article about a tax evasion scandal. Which is the best next step?

A. Reject the customer due to the risk of tax evasion

B. Cross-reference the article's source and consider a second source.

C. Check that the customer's risk rating is inherently high risk.

D. Ask the beneficial owner about its involvement in the tax evasion scandal

正確答案: B

說明：（僅 Fast2test 成員可見）

最新的ACAMS Association of Certified Anti Money Laundering - CKYCA免費考試真題

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