最新的ACAMS Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) - CAMS7免費考試真題

A. Customer anonymity or third-party transactions

B. Liquidity

C. Age of the beneficiary

D. Purpose and intended use

E. Length of waiting period

A. Insider trading

B. Tax optimization

C. Consumer lending abuse

D. Terrorist financing

A. Implement new processes only once every three years to ensure consistency

B. Ensure consistent training of all employees on new processes, policies, and tools

C. Implement internal or external tools that streamline onboarding processes

D. Ensure that only team leads or managers have decision-making power

A. Identifying and verifying the customer's identity

B. Understanding the purpose of the business relationship

C. Obtaining prior senior manager approval for all related transactions

D. Performing adverse media searches on the customer

A. have written policies and procedures to maintain supporting documentation.

B. always be limited to account name, account details, and transaction records.

C. include all documents or records that assisted the Fl in making the determination that the activity required a filing.

D. be saved in a single separate file with hard copies stored in a fireproof cabinet.

A. Capital flight risk

B. Politically exposed persons (PEPs)

C. Anti-bribery and corruption risk

D. Tax evasion

A. Those convicted of money laundering offenses are denied access to basic banking services

B. Supervisors regulate financial institutions and non-bank financial institutions and their risk-based AML/CFT programs

C. Financial intelligence information is collected by authorities and shared with the FATF for further investigation

D. International cooperation provides actionable information to use against criminals

E. Money laundering offenses are investigated and criminally prosecuted

A. Generated results are likely to be accurate and valid because of the large number of rules analyzed

B. Training should focus on the rules used and not how the AI performs its function

C. AI may be ineffective because it cannot be trained to identify rules applicable to a specific bank

D. Generated results will still have to be assessed for the completeness and applicability of the identified rules

A. Are implemented in a cost-effective way

B. Mitigate the risks and threats of financial crime

C. Comply with relevant laws and regulations

D. Minimize operational burden placed on the financial institution

A. The number of money laundering alerts generated by the watchlist screening system

B. The number of clients exited for commercial reasons

C. The number of high-risk customers onboarded each month

D. The ratio of true positives to false positives generated by the automated monitoring system

A. A customer receives multiple wires from different sources and uses those funds to purchase virtual currency

B. A customer receives funds from a popular decentralized mixer

C. A customer uses funds from their monthly income to purchase virtual currency

D. A customer makes a transaction on the blockchain that their traditional financial institution is unaware of

A. The risk rating of the customers to avoid sharing data relating to higher risk customers

B. The organization's AML compliance policies to ensure that customer data can be easily shared internally and internationally

C. Applicable data privacy laws in relevant jurisdictions and the organization's data security and privacy policies for any limitations

D. Enterprise-wide risk assessments and the employee handbook for any limitations on sharing commercially sensitive customer data

A. Foreign politically exposed person

B. Student savings account holder

C. Publicly listed domestic company

D. Local salaried employee with stable transactions