最新的PRMIA PRM Certification - Exam IV: Case Studies; Standards: Governance, Best Practices and Ethics - 8004免費考試真題

A. comply with the higher standard under all circumstances

B. refer the matter to their supervisor

C. abide by the applicable laws, rules, and regulations of PRMIA and any government and/or regulatory bodies

D. use their best judgment

A. Lending to consumers and small businesses.

B. Complex derivative trades based on volatility indices.

C. The provision of fee based services to its customers.

D. Deposit taking activities which generated net interest income.

A. Respect local customs

B. Take responsibility for your work

C. Respect local laws and regulations

D. Ensure globally accepted standards are adhered to at all costs

A. Provide grants of US$800 million to help home buyers with down-payment and closing costs

B. Recapitalise Fannie Mae and Freddie Mac with US$2.4 billion of additional capital to ensure they weathered the risks associated with any future downturn in the housing markets

C. Allow risky, high-cost loans to be credited towards affordable housing goals

D. Provide tax credits of nearly US$2.4 billion over the next 5 years to investors and builders who developed affordable single-family housing in poor and distressed areas

A. Repackage mortgage loans made by banks and sell them on to investors as asset backed securities

B. Offer loans directly to the consumer

C. Compete directly with banks in selling mortgaged to would-be home owners

D. Buy mortgage-backed loans for banks and keep them all on their books, using them as collateral for the US government to borrow

A. to sell puts and buy calls

B. to buy calls and sell puts

C. to sell calls and buy puts

D. to buy puts and sell calls

A. Be composed of key business unit representatives

B. Leave shareholder accountability to senior management who decides strategic direction

C. Collectively assume responsibility of understanding and reporting the effectiveness of the firm risk management infrastructure

D. Review compensation plans to ensure consistency with corporate risk appetite, competitive market conditions, and fiduciary responsibility to shareholders

A. made it straightforward for TFMI to determine when the risk had been transferred and to take out additional catastrophe insurance cover

B. made it straightforward for TFMI to determine whether risk had actually been transferred and they decided not to take out more catastrophe insurance cover

C. made it difficult for TFMI to determine whether risk had actually been transferred so they had to take out additional catastrophe insurance cover

D. made it difficult for TFMI to determine whether risk had actually been transferred and whether it had sufficient catastrophe insurance cover