A client wishes to deal with one registered representative for both banking services and mutual fund investments. The client would also like advice on determining where best to place their money to enhance their overall tax situation as they approach buying a home. Which individual is best suited for this service if the client's goal is to build a long-term advisor-client relationship?

• A. Investment representative at a Robo-Advisor offering deposit products.
• B. Dealing representative at a large financial conglomerate offering several specialized business lines.
• C. Senior account manager working at a credit union.
• D. Financial planner working at the insurance arm of a wealth management firm.

Which of the following asset allocation statements is correct?

• A. You should review a client's asset allocation when the investment environment changes
• B. Portfolio security selection determines the long-term growth potential
• C. Equity weightings greater than 90% should not be recommended
• D. A fixed income component of less than 25% is appropriate for conservative portfolios

說明：（僅 Fast2test 成員可見）

The Corporation Group is seeking financing for the purchase of new equipment for a planned expansion.
They want to use the funds for a period of five years. They do not want to pledge any of their existing assets as security or extend shares to any of their debtors. Additionally, they want the privilege of repaying borrowed funds at any time if they so choose. What is the most ideal fixed-income security they should issue to raise this capital?

• A. Treasury bills
• B. Convertible bonds
• C. Commercial paper
• D. Callable debentures

說明：（僅 Fast2test 成員可見）

Jehona is a Dealing Representative with Vista Wealth Investments Inc., a mutual fund dealer in Ontario and Nova Scotia. Jehona has reviewed her client Sokol's account and wants to adjust the holdings and re-balance the portfolio. Which of the following statements about Jehona's permitted activities is CORRECT?

• A. If Jehona wants to execute the trades without Sokol's pre-approval, Sokol must first appoint Jehona as his Power of Attorney.
• B. If Jehona wants to execute trades for Sokol's account, Sokol must provide his specific authorization before the trades are entered.
• C. If Sokol has signed a Limited Authorization Form, Jehona can process the trades in the account without Sokol's pre-approval.
• D. If Sokol has given Jehona discretionary trading authority, Jehona can process trades in the account without Sokol's pre-approval.

說明：（僅 Fast2test 成員可見）

Preston has been working for Thompson Industries for just over a year and has been part of Thompson's deferred profit sharing plan (DPSP) program from his start date. Preston wants to know more about these types of plans.
What would you tell Preston about DPSPs?

• A. DPSP contributions are tax-deductible to the employer.
• B. The employer is obliged to make DPSP contributions for an amount equal to employee contributions.
• C. Once the plan is set up, the employer is obliged to make plan contributions each year.
• D. Investment growth within the plan is taxable each year.

說明：（僅 Fast2test 成員可見）